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EMV: A 4-Step Approach to Help Zero In on the Moving Target
EMV has been implemented around the globe, but the US is lagging behind. Fear of high costs, uncertainty about chip specifications and cardholder verification methods, and intimidating regulatory requirements have all meant that many organizations have been slow to take on the challenge of implementing EMV, even though new regulations say they must, and the National Retail Federation says it is the only secure standard. The cost of the transition to EMV is estimated to be $8 billion, and that number, while staggering, is causing some retailers to stop dead in their tracks when it comes to implementation.
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Smaller Banks and Credit Unions Are Playing the EMV Waiting Game
Smaller banks appear to have other priorities than issuing smart cards to customers. After October 1, 2015, liability for fraudulent transactions at the point of sale will pass to the party that has not updated to the EMV (Europay-MasterCard-Visa) global standard.
Arroweye in Colloquy – Getting More From Employee Incentive Programs
The employee incentives industry offers companies a seemingly endless selection of rewards, incentives and gifts designed to help boost employee satisfaction, stimulate sales teams or prioritize one initiative ahead of another. A great incentive program can help achieve any or all of these goals, but without strategic planning it can quickly become exceptionally costly, time-consuming and hard to manage. The truth is that not all rewards are created equal. So how do companies streamline incentive programs and drive results?