EMV contactless and dual interface payment cards are issued by banks, credit unions, fintechs and payments companies to meet growing cardholder demand for contactless payments.  Known by many names – including contactless payment cards, smart cards, chip cards, “tap and pay” or “just tap and go” payment cards, these cards combine contact and contactless chip technology into a single credit or debit card and offer more convenience and security. Cardholders simply insert a dual interface card into a reader or tap the card at the point of sale for contactless payments.  

Just-in-time contactless payment cards help issuers maintain top-of-wallet status

Issuers recognize the importance of dual-interface cards in significantly elevating the customer experience and the positive impact that these cards have on cardholder retention. Cardholders prefer a contactless payment experience and issuers that provide dual interface cards can maintain customer loyalty and retain the coveted top-of-wallet position. 

Using just-in-time card production strategies for dual interface cards allows the card issuer to provide the benefit of tap and pay while holding zero card inventory, and maximizes the customer experience by accelerating speed to market, getting cards in customers’ hands faster.  

How does just-in-time contact and contactless payment card manufacturing maximize ROI? 

Issuers can leverage contactless payment card manufacturing on-demand to optimize card inventory, avoid waste, and eliminate unnecessary costs like secure shipping storage and wasteful destruction of expired card stock. 

Zero inventory: Chips in dual interface cards (and traditional EMV cards) have expiration dates built in, and no issuer wants the extra expense of unissued cards sitting in a warehouse only to expire and be destroyed. With Arroweye, you can say goodbye to the risk of overstock and expiration. We handle the chip inventory management, eliminating any headaches for your team so you can focus on revenue-generating activities. 

How are Dual Interface cards manufactured?

Dual Interface (DI) chip cards allow Point of Sale (POS) card readers to obtain the card’s identifying information through the use of a single embedded microchip and an antenna that enables the contactless communication with a point-of-sale device 

The rising demand for contactless payment cards 

The payments landscape continues to evolve, with many merchants choosing contactless or “tap and pay” as their preferred payment method. Cardholders also want the convenience of contactless while still having the flexibility and ability to pay with a physical card when needed.  

Dual-interface cards bridge this gap, offering both efficiency and reliability. They are in high demand across payments and banking, but there are other applications such as transportation, healthcare, payroll, and government. 

Need to put cards in customers’ hands quickly? See what Arroweye can do for you.  

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